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What is Dignity Second Career?

Ideally, retirement should be a relatively stress free period of one's life, but for a variety of reasons, many retirees are finding it is not the peaceful lifestyle they anticipated,

Most people take time to adjust to retirement. A job provides not just money but lifestyle, self-image, purpose and friendships.

Some people look forward to retirement as an extended holiday where they can finally slow down and 'smell the roses'. Other people expect to have a busier, more active life than when they were working. Our vocation forms part of our identity. A person who has retirement forced on them because of redundancy may find it harder to adjust.

Retirement brings substantial changes to our lives and with that change may comes stress. Changes such as the following can be a source of stress in retirement:

• Changes in available income
• Changes in identity
• Changes in roles and expectations
• Changes in daily routine
  

Retirement stress is not inevitable. Planning and thinking can play major roles in reducing the sense of stress that often accompanies significant life changes

Retirement can bring about a lot of anxieties over a variety of issues:

FOR MEN	FOR WOMEN
Whether you have other savings and assets	Women now outlive men by an average of seven years. They will have to save more because they'll have more years of retirement to fund.
Whether you have any dependants	Savings are less  financial instability
Do you need to continue working part-time or not	Women start saving later in life than men, so they have fewer years to accumulate enough to tide over
Your eligibility for pensions or part-pensions	Women avoid making investment decisions hence they do not have assets and investments to fall back on
Financial options if you or your partner fall ill	Generally, women are more conservative investors hence Women's investment returns are lower
The kind of retirement lifestyle you're anticipating.	Unsupplemented burden of child and household support  if the woman is a single parent
You  can feel a loss of self-worth	Whether you have any dependants - old parents, children
Feel bored and depressed	Since women live longer - greater chances of financial instability due to illness
Spending time on hobbies and interests, for example, may not turn out to be as rewarding and meaningful as anticipated.	Expected to baby sit all the time.
Expected to baby sit all the time.
One partner has retired or plans to retire, while the other wants to continue
It can be difficult at first to work out how much time to spend together.
Lack of personal space can cause stress and relationship conflicts.