Dignity Second Careers open new vistas for senior
citizens. It gives you an option to choose better
alternative from financial instability and steady income,
boredom and creativity, forced changes in life syle and
living according to one's own wishes contributing rather
than asking. Job oppprtunities for senior citizens is
healthy alternetaive to allowing the one's mind to become
devil's workshop. Retirement in India
need not be as lonesome as anticipated, it is the dawn
time for second innings. Experienced hand are hard to
find and you are one of them. So, rise, shine and put
on your shoes. World is waiting for you. Old Age
does not mean sitting at home. Ideally, retirement should
be a relatively stress free period of one's life, but
for a variety of reasons, many retirees are finding it
is not the peaceful lifestyle they anticipated,
Most people take time to adjust to retirement. A job provides
not just money but lifestyle, self-image, purpose and
friendships.
Some people look forward to retirement
as an extended holiday where they can finally slow down
and 'smell the roses'. Other people expect to have a busier,
more active life than when they were working. Our vocation
forms part of our identity. A person who has retirement
forced on them because of redundancy may find it harder
to adjust.
Retirement brings substantial changes to our lives and
with that change may comes stress. Changes such as the
following can be a source of stress in retirement:
Changes in available income
Changes in identity
Changes in roles and expectations
Changes in daily routine
Retirement stress is not inevitable. Planning and thinking
can play major roles in reducing the sense of stress that
often accompanies significant life changes
Retirement can bring about a lot of anxieties over a
variety of issues:
FOR
MEN
FOR
WOMEN
Whether you have other savings and assets
Women now outlive men by an average of seven
years. They will have to save more because they'll
have more years of retirement to fund.
Whether you have any dependants
Savings are less financial instability
Do you need to continue working part-time or
not
Women start saving later in life than men, so
they have fewer years to accumulate enough to
tide over
Your eligibility for pensions or part-pensions
Women avoid making investment decisions hence
they do not have assets and investments to fall
back on
Financial options if you or your partner fall
ill
Generally, women are more conservative investors
hence Women's investment returns are lower
The kind of retirement lifestyle you're anticipating.
Unsupplemented burden of child and household
support if the woman is a single parent
You can feel a loss of self-worth
Whether you have any dependants - old parents,
children
Feel bored and depressed
Since women live longer - greater chances of
financial instability due to illness
Spending time on hobbies and interests, for
example, may not turn out to be as rewarding and
meaningful as anticipated.
Expected to baby sit all the time.
Expected to baby sit all the time.
One partner has retired or plans to retire,
while the other wants to continue
It can be difficult at first to work out how
much time to spend together.
Lack of personal space can cause stress and
relationship conflicts.
